Jump to Navigation

Debtor/Creditor FAQs


  • I was served a Complaint. What can I do?
    • Anytime you are served a Complaint, a summons will give you the deadline (typically 20 days) to answer it before the other side is entitled to get a judgment against you. If you are unsure of how to proceed when you receive a Complaint, one of our attorneys can help you through the process.
  • A creditor owes me money and will not pay. How do I collect this debt?
    • Our law firm can help through the entire process, from talking to the debtor, to receiving a judgment, to collecting on that judgment.
  • I have a judgment from another state. Can I collect in Minnesota?
    • We can record your judgment in Minnesota. Once recorded in Minnesota, we can collect on that judgment like any other state.
  • Will I receive interest on my judgment?
    • Yes, interest on a judgment is established by statute.
  • I have a judgment; how will Blaschko & Associates collect this judgment?
    • We will evaluate the creditor's assets and make a plan best suited to the judgment creditor. We like to use garnishments and bank levies to collect.
  • What is a garnishment?
    • A garnishment involves taking property owned by a creditor but in the possession of a third party. The most familiar example is a garnishment on wages where the employer is required to pay a portion of the debtor's wages to the creditor
  • What is a levy?
    • A levy is a seizure by a sheriff of property. The sheriff can seize property owned by the debtor or money in bank accounts to satisfy a judgment.
  • What is a sheriff's sale?
    • A sheriff's sale is the selling of property owned by a debtor to pay a judgment debt.
  • What is replevin?
    • In a replevin action, a creditor seeks property held as collateral for a debt rather than money damages.
  • How long will it take to collect my judgment?
    • This depends on the size of your judgment and the ease of collecting the judgment. If the debtor has sufficient assets and they can be located, collection may be as short as several weeks.
  • I want to hire Blaschko & Associates; how much will collection cost?
    • First we must determine whether you already have a judgment and received a court order that this money is owed to you? If not we can assist you. If you have, then collection costs vary based on the type of collection and the other factors specific to each situation. Call one of our attorneys today to see how we can help collect the debt you are owed.

Contact a Twin Cities Lawyer Today

Contact our office today to set up a free consultation. You can reach a helpful and experienced Minneapolis/St. Paul, Minnesota, attorney today at 651-315-8755, Toll Free at 866-929-0453, or by sending us an e-mail online.

practice areas Bankruptcy Practice Center Articles firm information

Blaschko and Associates

3 Convenient Locations:

St. Paul Office: Blaschko & Associates St. Paul MN Office 1551 Livingston Ave
Blaschko and Associates Law Firm, PLLC
1551 Livingston Avenue, Suite 103
Saint Paul, MN 55118
Phone: 651-315-8755
Toll Free: 866-929-0453
Saint Paul Law Office

 

Bloomington Office: Blaschko & Associates Bloomington Office 8400 Normandale Lake Blvd
Blaschko and Associates Law Firm, PLLC
8400 Normandale Lake Blvd.
Suite 920

Bloomington, MN 55437

Toll Free: 866-929-0453
Bloomington Law Office

Minnetonka Office: Blaschko & Associates Minnetonka MN Office 601 Carlson Parkway
Blaschko and Associates Law Firm, PLLC
601 Carlson Parkway Suite 1050
Minnetonka, MN 55305

Toll Free: 866-929-0453
Minnetonka Law Office